Archive for February, 2006

Building Good Study Habits

Sunday, February 26th, 2006

My husband Manuel says that anything done for 21 days straight becomes a habit. It’s probably true. My son is now in Grade 3 and although his study habits are still not perfect, my time spent with him in terms of reviewing his homework has drastically been reduced. Either he does his homework better now [...]

The Best Time to Get a Rating

Friday, February 24th, 2006

Quite recently, we have received a lot of inquiries from prospective companies looking to get a credit rating and this is quite unusual for the start of the year. When we talk to these prospective ratees, we find out that most of them want to do a rating because interest rates are quite low at [...]

A Poem Worth Remembering

Monday, February 20th, 2006

Here’s something that I got in my e-mail box that serves as a good reminder for us all: “Dear everyone, Just want to share this poem written by Mother Theresa and is engraved on the wall of her home for children in Calcutta. . . . . . . People are often unreasonable, illogical, and [...]

Advice to Restaurant Owners

Tuesday, February 14th, 2006

We (my officemates and I) have blacklisted two eating places at Robinsons Place Manila as we were not happy with the service they gave us the last time we ate there. Restaurant O (serves Asian food, heavy on Thai food and noodles) and Restaurant T Y (serves good Chinese food, sayang) took so long to [...]

What Job is Best for You?

Sunday, February 12th, 2006

A few times in the recent past, I have been asked by relatively young people, “What job gives you the highest salary?” That, in itself, is not a bad question. After all, most of us probably dream of being rich one day.

Rating Outlooks and Upgrades

Saturday, February 11th, 2006

Yesterday and today, I came across several articles in the newspapers and news reports on TV and radio about the “so-called” upgrade in our country’s credit rating by international rating agency, Standard & Poor’s. That is quite inaccurate.

Starting to Write

Wednesday, February 8th, 2006

How do most people start to write? Is it a conscious decision on the part of an individual to start writing? In the Philippines, do they write and think that they want to win a Palanca?

Teaching Today’s Kids Filipino

Monday, February 6th, 2006

If like me, you were born in the mid- to late 1960′s, chances are you never had any problems speaking Filipino or what we used to call Tagalog as children. You most likely had your fill of those early afternoon LVN and Sampaguita movies, watched Piling-Piling Pelikulang Pilipino (Specially Chosen Filipino Movies), and listened with [...]

Credit Ratings Defined

Sunday, February 5th, 2006

What is a credit rating? A credit rating is an assessment of an entity’s capability and willingness to pay obligations upon maturity. It is a credit opinion based on the evaluation of available information. In a market like the Philippines, the Securities and Exchange Commission, requires a credit rating for publicly-issued debt like commercial papers, [...]

Welcome to Busy Streets!

Saturday, February 4th, 2006

Angelhouser of http://www.viloria.com now travels down several additional roads. Welcome to Busy Streets! Learn about the things that keep me busy: credit rating, teaching, writing, managing a job and career, looking out for how customer service can be improved, and keeping in touch with family and friends. I was once in a situation where an [...]